I Have A Good Credit History, Can I Get A Car Loan?
May 14, 2012
Total cost of credit | £ 2000 |
---|---|
Total repayment | £ 2000 |
48
monthly
payments of |
£
245
98
|
Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status.
Representative example: borrowing £25,000 over 48 months, £3,750.00 deposit, on PCP, with annual mileage of 8,000pa, and a representative APR of 11.9%, an annual interest rate of 11.9% (Fixed), the amount payable would be £394.51 per month, an optional final payment of £7,194.33, with a total cost of credit of £9,912.36 and a total amount payable of £28,444.33.
We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered in any way.
Hi, I have checked my credit score with experian and it is 900 but I have no job. I was wondering if I applied with my partner who has a credit score of 600 would his bad score go against mine? His income is £28000 per annum.
Asked by Lorna Horner
May 14, 2012
Hi Rachel, I'm in the country 3.5 years and have been registered on the electoral roll for 2 years. I would have about £1000 deposit and my income is £45k. Would I need a higher deposit? Thanks
Asked by Laura
May 14, 2012
Hi There, I have 975 credit rating (according to experian) they also say that the age of my accounts makes me a greater risk. I have my main account for exactly 3 years and the rest of my accounts are 1-3 years (<3 Years). I am looking to get a Nissan Qas
Asked by Laura
May 14, 2012
Hi, I want to apply for a £30,000 loan over 4 years. I can put £1500 as deposit. My credit history is excellent. I have bought a house 3 months ago which is less than 85% LTV. I have been in full time employment for the last 6 months. I have had a full U
Asked by Ron
May 14, 2012
Simply this, I have a good credit rating but have moved from a temping to a new job to start in Jan 2013 and need a car for the location. Salary level will be very good and current credit low, so how likely would it be for me to obtain a loan?
Asked by Elizabeth S
May 14, 2012
Hi, i recently applied for a car finance but was refused. I have a good rating of 937 but this has dropped to 925. I want to buy a £10k car and have £2k deposit. My salary is £22,500 per annum. I am just about to go freelance as an IT consultant. Can you
Asked by Ade
May 14, 2012
Hi Ade, as long as you have a good to fair credit profile we'll be able to secure you £8000 finance with a £2000 deposit with no issues at all. We deal with many niche car finance lenders so please make an application when you're ready. Kind Regards, Rachel
Hi, i recently applied for a car finance but was refused. I have a good rating of 937 but this has dropped to 925. I want to buy a £10k car and have £2k deposit. My salary is £22,500 per annum. I am just about to go freelance as an IT consultant. Can you
Asked by Ade
May 14, 2012
Hi Ade, as long as you have a good to fair credit profile we'll be able to secure you £8000 finance with a £2000 deposit with no issues at all. We deal with many niche car finance lenders so please make an application when you're ready. Kind Regards, Rachel
Hi, I want to apply for a £30,000 loan over 4 years. I can put £1500 as deposit. My credit history is excellent. I have bought a house 3 months ago which is less than 85% LTV. I have been in full time employment for the last 6 months. I have had a full U
Asked by Ron
May 14, 2012
Hi There, I have 975 credit rating (according to experian) they also say that the age of my accounts makes me a greater risk. I have my main account for exactly 3 years and the rest of my accounts are 1-3 years (<3 Years). I am looking to get a Nissan Qas
Asked by Laura
May 14, 2012
Our Manchester based team are ready to help you.
* The UK's largest online car finance broker by unique users to the website. Based on Similar Web data – 1,137,647 to CarFinance 247 vs. 753,819 for nearest competitor. January to June 2023.
CarFinance 247 is a trading name of CarFinance 247 Limited. Registered office: Universal Square, Devonshire Street North, Manchester, M12 6JH. Registered in England. (Registration Number 06035525).
CarFinance 247 is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 653019). CarFinance 247 is registered with the ICO (Registration Number Z1897658).
Finance is subject to status and is only available to UK residents aged 18 and over. Written quotations are available on request.
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